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AQUACULTURE

1 out of every 11 adults in Bangladesh lack access to a bank account.

 

Across the world people living in poverty are disproportionately excluded from the formal financial system. They have to depend on informal means to manage their day-to-day expenditures, save, and borrow which is risky, unreliable and expensive.

IMPACT

 
 

WHAT WE OFFER

 

Pilot initiatives customised to serve specific purposes.

 

HOW WE DO IT

 
 
targeted-design

Targeted design

Tailored financial services to meet the varying needs of people living in low-income communities.
targeted-design

Research and innovation

Continuous development and improvement of product offerings to meet emerging needs
 

WHY IT WORKS

 
 
targeted-design

Targeted design

Tailored financial services to meet the varying needs of people living in low-income communities.
 

SMART CERTIFICATION

 
 
smart certification

We are the first organisation in Bangladesh, and the largest in the world, to be recognised with Smart Certification for upholding universal standards for client protection in microfinance, as determined by the Smart Campaign


 

THE COST OF A PANDEMIC

 

COVID-19 is much more than a public health crisis in Bangladesh. With the economy coming to a standstill, people employed in the informal sector - nearly 80% of the total workforce - are being hit the hardest. HARD Society microfinance is on the ground providing emergency financial services to the most vulnerable families. Read their stories here.


 

STORIES

VIDEOS

 
 

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PARTNER

 
 
 

NETWORKS

 
 
 

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